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Insurance Programs
Meuhedet Adif rates and terms
Age group Monthly payment
Individual insuree aged 0 - 24
(who is not part of an insured family)
38.50 nis
Individual insuree aged 24 - 30
(who is not part of an insured family)
47.00 nis
Individual insuree aged 30 - 55
(who is not part of an insured family)
63.50 nis
Individual insuree aged over 55
(who is not part of an insured family)
76.00 nis
Family including all children up to the age of 18 100.50 nis
108.00 nis
Correct to 1.3.2014
The insurance premiums detailed above include a 5% discount for payment by
standing order.
Meuhedet Adif – Insurance Premiums

The insurance premiums detailed below include a 5% discount for payment by standing order. The standing order accounts of Meuhedet Adif members will be charged accordingly, once a month.
For members paying by payment voucher: payment can be made at any post office branch in the country, or at Meuhedet offices.
Regular payment of premiums is a prerequisite for receiving all the rights reserved for members of additional insurance services (AIS) plans, subject to the Regulations. Late payment of the insurance premiums as stated above will affect the rights of the insured and may lead to cancellation of the policy, as stated in Article 8 of the Regulations.

Insurance premium update

Meuhedet Adif premiums will be updated according to the increase in the consumer price index published by Israel's Central Bureau of Statistics or the health costs index, the higher of the two. The insurance premiums are also revised according to the composition of the basket of services and the real cost of the range of medical services included in the Meuhedet C basket of services, and on the basis of a periodic actuarial calculation, which is subject to approval by the Ministry of Health.

Joining the supplementary insurance plan and the waiting period
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Residents who have been accepted as Meuhedet members and join the Meuhedet Adif plan will be entitled to exercise their supplementary insurance rights after a waiting period that begins when they join the plan. Some of the medical services included in the Meuhedet Adif plan do not require any waiting period, while others entail a waiting period of between 3 and 24 months, as detailed in the Regulations.
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Demobilized soldiers joining the plan within 90 days of discharge from the IDF are exempt from the waiting periods required by the Regulations
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Insureds may cancel their membership in the plan, as well as that of those insured with them, at any time, by signing a waiver form.
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People transferring from another health fund where they enjoyed supplementary insurance after completing the waiting period required by that health fund's regulations will be exempt from the waiting period required for most of the services provided under the Meuhedet Adif plan (for further details, see the Meuhedet Adif Regulations).
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Members who were insured under the Meuhedet Adif plan and decided to terminate their membership in the plan, or those whose membership was terminated due to late payment of the premiums, and who then wish to rejoin the plan, will be treated as if they are new members and will be subject to the regulations in force at the time.
Co-payments and Meuhedet participation
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Most of the medical services included in the Meuhedet Adif basket of services are provided by private suppliers (hospitals, doctors, institutes and paramedical staff). In view of the costly purchase terms in this private market, some of the medical services in the basket involve a copayment by the insured.
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Other services in the basket are provided on the basis of participation by the health fund in the overall expense incurred by the insured in their purchase (compensation). The level of copayment by Meuhedet insureds, and the level of health-fund participation in services purchased by insureds, as mentioned above, is revised from time to time as stated in the Regulations.
Joining Meuhedet Adif and payment of insurance premiums
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You can join Meuhedet Adif at Meuhedet clinics or through the Meuhedet call center: 1-700-706-706, or *3833, or 1-222-3833 from landlines.
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For your convenience, Meuhedet Adif premiums can be paid by credit card or bank standing order.
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To update a bank standing order, please contact the Meuhedet medical secretariat.
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To update a credit card standing order, please contact the Meuhedet call center: 1-700-706-706, or *3833, or 1-222-3833 from landlines.