Meuhedet Adif – Insurance Premiums
The insurance premiums detailed below include a 5% discount for payment by standing order.
The standing order accounts of Meuhedet Adif members will be charged accordingly, once a month.
Insurance premium update
For members paying by payment voucher: payment can be made at any post office branch in the country, or at Meuhedet offices.
Regular payment of premiums is a prerequisite for receiving all the rights reserved for members of additional insurance services (AIS) plans,
subject to the Regulations. Late payment of the insurance premiums as stated above will affect the rights of the insured and may lead to cancellation
of the policy, as stated in Article 8 of the Regulations.
Meuhedet Adif premiums will be updated according to the increase in the consumer price index published by Israel's Central Bureau of Statistics or the health costs index,
the higher of the two. The insurance premiums are also revised according to the composition of the basket of services and the real cost of the range of medical services
included in the Meuhedet C basket of services, and on the basis of a periodic actuarial calculation, which is subject to approval by the Ministry of Health.
Joining the supplementary insurance plan and the waiting period
Residents who have been accepted as Meuhedet members and join the Meuhedet Adif plan will be entitled to exercise their supplementary
insurance rights after a waiting period that begins when they join the plan. Some of the medical services included in the Meuhedet Adif
plan do not require any waiting period, while others entail a waiting period of between 3 and 24 months, as detailed in the Regulations.
Demobilized soldiers joining the plan within 90 days of discharge from the IDF are exempt from the waiting periods required by the Regulations
Insureds may cancel their membership in the plan, as well as that of those insured with them, at any time, by signing a waiver form.
People transferring from another health fund where they enjoyed supplementary insurance after completing the waiting period required by that
health fund's regulations will be exempt from the waiting period required for most of the services provided under the Meuhedet Adif plan
(for further details, see the Meuhedet Adif Regulations).
Members who were insured under the Meuhedet Adif plan and decided to terminate their membership in the plan, or those whose membership was
terminated due to late payment of the premiums, and who then wish to rejoin the plan, will be treated as if they are new members and will
be subject to the regulations in force at the time.
Co-payments and Meuhedet participation
Most of the medical services included in the Meuhedet Adif basket of services are provided by private suppliers (hospitals, doctors,
institutes and paramedical staff). In view of the costly purchase terms in this private market, some of the medical services in the
basket involve a copayment by the insured.
Other services in the basket are provided on the basis of participation by the health fund in the overall expense incurred by the
insured in their purchase (compensation). The level of copayment by Meuhedet insureds, and the level of health-fund participation in
services purchased by insureds, as mentioned above, is revised from time to time as stated in the Regulations.
Joining Meuhedet Adif and payment of insurance premiums
You can join Meuhedet Adif at Meuhedet clinics or through the Meuhedet call center: 1-700-706-706, or *3833, or 1-222-3833 from landlines.
For your convenience, Meuhedet Adif premiums can be paid by credit card or bank standing order.
To update a bank standing order, please contact the Meuhedet medical secretariat.
To update a credit card standing order, please contact the Meuhedet call center: 1-700-706-706, or *3833, or 1-222-3833 from landlines.